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Shoop Insurance Agency, LLC Blog: accidents

View the latest blog posts from Shoop Insurance Agency, LLC.

  Owners may not always know their recalled vehicle still needs to be repaired. NHTSA's search tool lets you enter a Vehicle Identification Number (VIN) to quickly learn if a specific vehicle has not been repaired as part of a safety recall in the last 15 years.   What this VIN search tool covers: READ MORE >>

  The good news is, yes, pothole damage is usually covered—provided you have collision coverage. Collision coverage, an optional portion of a standard auto insurance policy, covers damage to a car resulting from a collision with an object (e.g., a pothole, lamp post or guard rail), another car or as the result of flipping over. READ MORE >>

1 What does ‘totaled’ mean? The insurance company will look at your car’s actual cash value vs. the cost of repairs. If fixing your car will cost more than what it’s worth, your insurance company will consider it totaled. You can ask your insurance company what source it used to decide your car's value. READ MORE >>

  Just picture it — you're driving on a winding road blasting some music, enjoying your time with family and friends, when something pops out in front of you. Do you brake? Do you try to swerve around the thing? Animals seem to have other things on their mind near the roads, and can often jump out at us while we drive, which can cause major safety issues. READ MORE >>

  Car accidents can be very stressful. Read the tips below to learn what you should do if you're involved in a car accident. Stay calm. Keeping a normal demeanor helps you stay in control of the situation. Make sure you and your passengers are OK. READ MORE >>

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