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Shoop Insurance Agency, LLC Blog

View the latest blog posts from Shoop Insurance Agency, LLC.

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1 What does ‘totaled’ mean? The insurance company will look at your car’s actual cash value vs. the cost of repairs. If fixing your car will cost more than what it’s worth, your insurance company will consider it totaled. You can ask your insurance company what source it used to decide your car's value. READ MORE >>

  Do you need renters insurance? Your landlord’s insurance won’t cover your personal items, but renters insurance is usually very affordable. 1  What it covers Renters insurance typically includes three types of coverage: Personal property coverage: Covers your belongings. READ MORE >>

Over the last 12 months, the United States has had numerous outbreaks of fires. These fires happen in any type of dry climate. Many of them create significant damage. They destroy entire communities. Many homeowners do not realize there are steps they can take to minimize these risks. READ MORE >>

                Photo by Nathan Shively on Unsplash   Marcus Buckley had a decent NFL career as a linebacker who made his living from helmet-jarring collisions with running backs. His seven-year stint came mostly with the New York Giants. READ MORE >>

As we get older, our instincts don’t respond like they used to. Sometimes that means it is harder to react quickly while driving. What’s more, changes in your vision and hearing can impact your ability to drive. Some seniors get a bit nervous knowing this. You should not be afraid to drive. READ MORE >>

  Insurers often combine a number of insurance coverages into a package that is sold as a single contract. The most common policy for small businesses is the Business Owners Policy (BOP). The BOP combines coverage for all major property and liability insurance risks as well as many additional coverages into one package policy suitable for most small businesses. READ MORE >>

Why is it that some businesses fail quickly, while others turn into multi-million dollar companies? As the owner, you have more power than you might think. One way to make sure that you have a successful business is to follow best practices from others. Here are six habits you can put in place today: READ MORE >>

Special coverage for jewelry and other valuables To adequately insure high value items, consider a floater   A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. READ MORE >>

    The landlord v. tenant relationship can be a tricky one to master; there are so many minefields to step around when dealing with your home and his property. But going into any discussion with the right knowledge and attitude can significantly improve your chances of request success. READ MORE >>

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